e-BillsPay Fee Bearer Scenarios for Payment Request

This document describes the five (5) different scenarios for fee bearer on the new e-BillsPay middleware payment integration.

One of these scenarios MUST play out in every e-BillsPay payment request.

The values of the "feeBearer” and "DebitPeriodType"  will always be provided in the payload of the payment request from e-BillsPay.

Scenario one

 "feeBearer": "Customer",

"DebitPeriodType": "WeeklyDebit" 

 Expectation: Debit the payer the Amount and Fee, and then credit the beneficiary (Biller) the Amount  less the fee.

Scenario Two

 "feeBearer": "Customer",

"DebitPeriodType": "Standard" 

 Expectation: Debit the payer the Amount and Fee, and then credit the beneficiary (Biller) the Amount  less the fee.

Scenario Three

 "feeBearer": "Biller",

"DebitPeriodType": "Standard" 

 Expectation: Debit the payer the Amount only, and then credit the beneficiary (Biller) the Amount  less the fee.

Scenario Four

feeBearer": "Biller",

"DebitPeriodType": "WeeklyDebit"

 Expectation: Debit the payer Amount only and then credit the beneficiary (Biller) Amount less the fee.

Scenario Five

 "feeBearer": "Biller",

 "DebitPeriodType": " MonthlyDebit"

   Expectation: Debit the payer Amount only and then credit the beneficiary (Biller) the same Amount

For the e-BillsPay accounting entries, please refer to this document e-BillsPay accounting/settlement entries

For further clarification and enquiries, please contact weboperations@nibss-plc.com.ng